Preparing a Will

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Many people find it easy to delay making a will. They find it easy to procrastinate because they think estate planning is hard. But really, it’s not all that difficult – at least in most cases. In fact, creating a will can be as simple as ABC!

Assets

Begin by making an inventory of all your assets: insurance, bank and brokerage accounts, artwork, real estate, vehicles, everything you own. Once you have the list, estimate the value of your assets and then deduct any debts you may have. This will give you a rough idea of the total value of your estate.

Beneficiaries

Who do you want to receive yours assets? First, consider family needs and obligations. Then review your charitable involvements and how a bequest could benefit the charity of your choice and create a lasting legacy for you.

Confidants

Choose trustworthy persons to provide legal and other professional assistance, as well as a personal representative to help settle your estate. You may also need to select one or more trustees and guardians for any minor children.

Once you have listed and valued your assets, selected the beneficiaries for your estate, and have chosen the key persons to assist you now and after your death, it is time to act. Don’t delay. Contact an estate-planning attorney right away and move forward.

If you need help finding a good attorney, ask your friends for suggestions or contact the trust department of a local bank for a referral. Ask around until you find someone who gains your confidence. If you wish, we will assist you in this process.

While creating a will is easier than you might have thought, it will take some time; but the end result is worth it. You will be well rewarded with a deep sense of satisfaction…and peace of mind.